Black and Hispanic households that owned their housing in 2005 were significantly more likely to become delinquent on their home loans by 2009 than non-Hispanic white homeowners

Researchers found an unconditional, weighted likelihood of delinquency of 11.3%, 16% and 3.4% for black, Hispanic, and non-Hispanic white homeowners, respectively, making black homeowners 7.9 and Hispanic homeowners 12.6 percentage points more likely to be delinquent than non-Hispanic white homeowners.